Responsible Spending Guide – Travel and Investments

Whether you have won the lottery, earned a huge bonus or left with some money, what to do with it could be the hardest question to answer. A substantial amount of money can have a huge impact on your life. It can make things easier; allowing you to explore things you never thought was possible. You may enter into a more luxurious way of life which is exciting. While all of that can be amazing, what you don’t want to do is waste the opportunity. This reason alone is why I thought it would be nice to share some of the ways to make the most of an injection into your finances.

Kendall Jenner

Travel the world


It’s obvious. We have a huge passion for traveling. So if money wasn’t so much of an issue (anymore) I have no doubt that we would take advantage of this and see as many countries and parts of the world as possible. Having already seen over 65 countries money would make it possible to increase this list. So it’s no surprise that traveling would be the first thing we would advise you to consider.

The money would mean that you could expand on your culture and experiences. It will allow you to visit different places and see many different sites. Perhaps you will want to take in the famous Sydney Harbour Bridge in Australia. Or eat pasta in Rome. Maybe you want to check out the Hollywood Hills in Los Angeles. The chances are there will be places you have always wanted to see, and experiences you will have always wanted to do. Investing money into travel is not a waste. What you receive is the chance to make some amazing memories.

Invest in property at home and abroad

When it comes to having money, you can either spend it on things that depreciate. Or invest it in something that will be longstanding and worthwhile. Perhaps even make you money. Property is one of those things. Of course, the first thing you could consider is investing in a property at home. Buying a house that will then become a home. This is where you want to put your roots down. For many people in this day and age, buying a property can seem like a distant dream. It’s hard to save up for a deposit, especially when mortgage companies are wanting as much as 10% of the purchase price. It means many people are priced out of property. So buying something could be a worthy investment.

On top of that, a more luxurious way of doing thing would be to invest in a property abroad. When buying property there are many different types you could consider. Maybe an apartment in a bustling city like Paris. Or a villa with a blue swimming pool somewhere warm like Spain. This is something every traveller would dream about. Except they would possibly want a few different options dotted all over. Having a home abroad is an amazing opportunity. It gives you the chance to holiday often, in a place that is luxurious and your own. What more could you want?

Consider where you put your money

Coming into money can leave you with a lot of questions. Many people don’t want to waste this golden opportunity. The chance to have a more luxurious lifestyle. But don’t rush and make any rash decisions. This is when considering financial options could be a great move. Perhaps investing in overseas accounts, or even in long term savings accounts.

Do something spontaneous

Money makes things a little easier on you. Which means that you may get the chance to check off some of those things on your bucket list that you hadn’t ever thought possible. Are you one of those people who want to turn up at the airport and just get on the next flight? Not knowing where it is going to take you? Being spontaneous isn’t always possible without having a financial backup. While it may feel like you are just spending the cash, what you are actually doing is buying the experience. Which is priceless.

Indulge in all the fine luxuries

Those finer luxuries in life are more in reach now. Which means you could invest in the best jewelry and fine clothing. Perhaps kit out your new homes, the one at home and abroad with the best interior design and furniture. It’s buying the finest ingredients and not worrying. It’s booking the best places.

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Eat in the best restaurants

Travelling abroad, or even just staying at home, allows you to seek out some of the best eateries the country has to offer. Having the money to indulge in those fine dining experiences is amazing. It means that when you go to some of those amazing places the world has to offer, that you can experience all the food delight that can come with it. Imagine having a place you desperately want to go. Then imagine going and knowing that you don’t have to worry about where to eat and sticking to a budget. It’s the stuff of dreams.


Take action with your bucket list

Finally, coming into money means you can take some action with your bucket list. Everyone will have some sort of list of places they want to go, things to experience and what they want to do in life. We all have hopes and dreams after all. Now is the time to put those dreams into action. Tackling your bucket list could be a real revelation. I know I still have many places and things on mine that I would like to see and do. It’s about investing in you and your life going forward. For many people you work hard and save. Coming into money means you have been given an opportunity to do something amazing with it. How you choose to spend it, is down to you.

I hope this has inspired you to make the most of any money you come into. Whatever the situation make sure that travel and good investments are at the top of your list.

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